4 Steps for Lowering Your Risk of Workers’ Compensation Claims

It’s true that your workers’ compensation insurance and business owners policy (BOP) are designed to protect you in the event that an employee gets injured on your property, but did you know that each time a claim is made against your insurance, your premiums are likely to rise? That’s especially true with workers’ compensation coverage.

4 Steps Toward Building a Culture of Safety

Regardless of your business model or industry, there are steps you can take to begin building a culture of safety within your company:

  1. Evaluate Your Risks: Analyze past incidents and near-misses to identify high-risk activities or environments.
  2. Develop a Risk Mitigation Plan: Prioritize addressing the most significant threats and involve leadership in creating solutions.
  3. Put the Plan in Action: Communicate safety measures to all employees and ensure proper training is conducted.
  4. Reevaluate and Readjust the Plan: Continuously monitor and update your plan to adapt to changes in your business environment.

Protect Your Employees While Lowering Claims Risk

At Swarts, Manning & Associates, we provide a unique perspective on all of your commercial coverage options, and we help to determine which carrier best fits your business needs. We strive to find you the broadest coverage at the best available rate. Give us a call to get started: (833) 878-2820.

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