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Captive Insurance Explained: When It’s Time to Take Control of Your Risk
Many companies are already paying for their own losses. Large deductibles, rising premiums, and unpredictable renewals often mean businesses are funding risk without gaining any long-term benefit. The question is no longer whether you are retaining risk; the question is whether you are doing it strategically. For middle market and larger organizations, captive insurance
Celebrating a Legacy of Partnership and Rising Talent at UNLV
At Swarts Manning, we are proud to mark a meaningful milestone in our ongoing relationship with the University of Nevada, Las Vegas. This year, our firm, along with our COO Justin Manning, was honored with the Legacy Award from UNLV’s Insurance & Risk Management program. This recognition reflects a partnership
Why AI Is Changing the Cyber Insurance Conversation
If you’ve been watching the AI space this month, you may have caught headlines about something called Claude Mythos, a new unreleased AI model from Anthropic that the company says has reached a level where frontier AI can outperform nearly all human experts at finding and exploiting software vulnerabilities. The
Do I Have Enough Coverage as a Subcontractor? What General Contractors Actually Require (and Why It Matters)
In the construction world, subcontractors are often hired based on one key factor: price. But what many subcontractors do not realize until it is too late is that winning the bid is only part of the equation. General contractor agreements almost always include strict insurance requirements, and failing to meet them can lead to
Why Professional Liability Insurance Is Essential for Accounting Professionals
In the accounting world, precision is everything. Your clients rely on you to manage their financial data accurately, meet critical deadlines, and provide sound financial guidance. But even the most experienced accountants, CPAs, tax preparers, and bookkeepers can make mistakes. In today’s highly litigious environment, even a small error can
Nevada Workers’ Compensation Update: Impact of SB 317 and March 1st Rate Changes
As a follow up to our previous update about Nevada Senate Bill 317 (see our previous post), we want to make you aware of two important updates affecting workers’ compensation coverage in Nevada: the recent statewide rate increase effective March 1, 2026, and the upcoming payroll cap changes under SB
Workers’ Compensation Payroll Cap Update for SB 317
Swarts Manning is committed to keeping our clients updated on key legislative changes affecting Nevada’s insurance landscape. The National Council on Compensation Insurance (NCCI) recently issued its analysis of the impact of Senate Bill 317 (SB 317), a bill set to change how workers’ compensation premiums are calculated across Nevada.
Business Owners: Have You Scheduled Your Balcony Inspections?
Twice this year, I’ve had the pleasure of attending the Apartment Owners Association convention in Los Angeles, CA. This event is a wealth of knowledge, resources, and solutions for many individuals in the habitational building owners’ space here in California. As a producer specializing in providing insurance solutions to this
Navigating the Storm: Current Challenges in Commercial Insurance Coverages
In today’s volatile business landscape, commercial insurance is more than a safety net—it’s a strategic necessity. Yet, as companies strive to protect their assets, operations, and reputations, they’re finding that the insurance industry itself is undergoing seismic shifts. From economic turbulence to technological disruption, the challenges facing commercial insurance coverages
Captive Insurance Explained: When It’s Time to Take Control of Your Risk
Many companies are already paying for their own losses. Large deductibles, rising premiums, and unpredictable renewals often mean businesses are
Celebrating a Legacy of Partnership and Rising Talent at UNLV
At Swarts Manning, we are proud to mark a meaningful milestone in our ongoing relationship with the University of Nevada,
Why AI Is Changing the Cyber Insurance Conversation
If you’ve been watching the AI space this month, you may have caught headlines about something called Claude Mythos, a
Do I Have Enough Coverage as a Subcontractor? What General Contractors Actually Require (and Why It Matters)
In the construction world, subcontractors are often hired based on one key factor: price. But what many subcontractors do not
Why Professional Liability Insurance Is Essential for Accounting Professionals
In the accounting world, precision is everything. Your clients rely on you to manage their financial data accurately, meet critical
Nevada Workers’ Compensation Update: Impact of SB 317 and March 1st Rate Changes
As a follow up to our previous update about Nevada Senate Bill 317 (see our previous post), we want to