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The National Impact of the California Consumer Privacy Act | Cyber Liability Insurance Edition
In the past year, a new digital security baseline has been established, complicating compliance and making it more critical than ever. But how does it affect your business? The answer is: very likely. As regulations evolve, every boardroom and strategic planning session should include discussions about risk, responsibility, and cyber
How to Protect Your Business Income from Shutdowns
As the federal government shutdown continues, many of us in the private sector carry on with business as usual. But what if a shutdown doesn’t just impact the government? What if it’s your business and employees who are affected? If your business experiences a temporary suspension of operations, are you
Restaurant & Bar Entertainment That Can Lead to Lawsuits
As a restaurant or bar owner, your skills in handling diverse situations are unmatched. Whether you’re dealing with fake IDs, managing rowdy patrons, or celebrating birthdays with guests, no two nights are the same—and that’s what makes it exciting! The Importance of Innovation Daily specials like “Taco Tuesday” are great
How to Strategically Shop for Multiple Insurance Quotes
You may have worked with the same agent for years but are curious about other options that could save you money, improve coverage, or offer value-added services. Or perhaps you’ve tried getting quotes from multiple brokers in the past but found the process frustrating. Managing this process strategically is key
5 Ways Your Insurance Changes When Your Revenue Skyrockets
Is 2019 shaping up to be a more profitable year for your company? Congratulations! Reaching new revenue milestones, especially the $1 million mark, often brings shifts in how your business is insured. As your revenue grows, your business becomes a larger target for insurance claims, and it’s important to adjust
Four Assets That Need an Annual Insurance Review
As a business owner, it’s important to monitor your insurance policies to ensure you have adequate coverage in the event of a loss. This is especially true if you have large assets that are at risk during your business operations. The insurance design specialists at Swarts Manning & Associates can’t
Changing Commercial Insurance: Should I Shop for Other Options?
This is a common question for business owners who want the best value and protection. The commercial insurance market can be complex, making it difficult to know how to navigate the shopping process effectively. No One Enjoys Shopping for Insurance Unlike buying office supplies or internet services, soliciting insurance quotes
Cannabis Industry Employment is Budding: Attracting and Retaining High-Level Employees
The cannabis industry is expanding rapidly, with national employment growing by 690% between January 2017 and August 2018. With a projected growth rate of 220% in 2019, cannabis companies are at the forefront of an economic wave that demands attention. As employment opportunities rise, competition for skilled employees will intensify,
5 Ways to Minimize Risk at a Company “Christmas” Party
It’s the season for celebrations, and many businesses throw a Christmas party at the end of the year. These gatherings allow employees to enjoy food, drinks, and games as they unwind from a busy year. However, as a business owner, it’s essential to consider the potential risks associated with these
California Wildfires Remind People to Check Their Insurance Coverage
In another year of warmer climates and dry conditions, California saw more wildfires across Northern and Southern California that claimed
Business Interruption Insurance: What Happens When You Can’t Do Business?
Your business needs to make profits if you’re going to keep your lights on, stay current on your bills, and
3 Reasons Why You Need a Business Continuity Plan
When you own and run your own business, the survival of your company depends on fending off a whole host
Earthquake Insurance: Protecting Your Property
If you live in Southern California, you’ve no doubt grown up understanding that you live in earthquake country. The team
Weathering the Storm: Why You Should Have Flood Insurance
As we round out 2019 and head towards the early part of 2020, we know the seasons are changing; it
Medical Malpractice: Protecting Yourself and Your Practice
Medical malpractice is something doctors don’t want to think about, but in the event that something goes wrong, they have
