BLOG
BLOG
Sitting on the Board: 6 Considerations Before Joining a Nonprofit Board
Serving on a nonprofit board is an honor, but did you know it could also expose you to personal liability? Nonprofits face many of the same risks as for-profit organizations, so it’s important to ensure you’re fully protected before accepting a board position. 6 Key Considerations for Joining a Nonprofit
4 Errors & Omissions Insurance Risks for Tech Companies and Consultants
As a technology company or consultant, you know there’s always the chance that a client will claim you’re at fault if they don’t get the results they desire from your work – even if you’ve done everything right. That’s why comprehensive errors & omissions (E&O) insurance is so important for
The Private Client Group: A VIP Invitation for Protecting Your Personal Assets
Hard work and professional success may have awarded you the resources to explore your true passions, but unfortunately it doesn’t shield you from risk. It’s important that your assets are fully protected against the uncertainties of life – and that your insurance team is working hard to ease the burden
3 Overlooked Benefits of General Liability Insurance for Small Businesses (and Larger Ones!)
It’s likely that you’ve already heard about the importance of having comprehensive insurance coverage. That’s because your commercial insurance – especially the core types of coverage in a business owners policy – are the key to protecting your financial future when things don’t go as planned. However, for small businesses,
Actual Cost vs Market Value: Will Your Equipment Replacement Costs Be Covered?
What would happen if a key piece of machinery failed and your company’s production came to a halt? For manufacturing companies across the U.S., this is a very real concern. And yet many business owners and executives can’t say for sure whether their full equipment replacement costs would be covered.
Cybersecurity Trends: Do CEOs and HNWIs Need Cyber Insurance?
Cybercrime certainly isn’t a new threat within the business community. Across the globe, corporations have been working to implement increasingly sophisticated cybersecurity measures; governments have been enacting new legislation to protect consumers, and insurance providers have been expanding their cyber insurance options. And yet – data breaches, ransomware attacks, phishing
It’s Time to Protect Your Employees with a Distracted Driver Policy
Your employees are your company’s greatest asset, so protecting them should be a top priority. Unfortunately, many employers think having commercial auto insurance is enough, neglecting to create and enforce a distracted driver policy. 4 Steps to Implement an Effective Distracted Driver Policy Protect Your Employees and Your Business At
Construction Site Safety: How to Minimize the Risk of a Devastating Fire
The risk of major fire damage is higher for buildings that are under construction than for those that are completed. While comprehensive builders risk insurance is essential, there are important steps you should take to minimize fire risks on your construction site. Key Safety Guidelines for Construction Sites Minimize Builders
4 Steps for Lowering Your Risk of Workers’ Compensation Claims
It’s true that your workers’ compensation insurance and business owners policy (BOP) are designed to protect you in the event that an employee gets injured on your property, but did you know that each time a claim is made against your insurance, your premiums are likely to rise? That’s especially
How California’s New Wildfire Risk Scoring Is Reshaping Commercial Property Insurance
How is California’s changing wildfire risk scoring affecting commercial property insurance? In many cases, carriers are looking more closely at
Should Your CPA and Insurance Broker Work Together? Why It Matters for Business Owners
Most business owners assume their advisors are aligned, but in reality, your CPA and your insurance broker are usually working
Why a Bigger Broker Doesn’t Mean a Better Price
If you’ve ever shopped for commercial insurance, you’ve probably heard the pitch from a large national brokerage: “We place billions of
Captive Insurance Explained: When It’s Time to Take Control of Your Risk
Many companies are already paying for their own losses. Large deductibles, rising premiums, and unpredictable renewals often mean businesses are
Celebrating a Legacy of Partnership and Rising Talent at UNLV
At Swarts Manning, we are proud to mark a meaningful milestone in our ongoing relationship with the University of Nevada,
Why AI Is Changing the Cyber Insurance Conversation
If you’ve been watching the AI space this month, you may have caught headlines about something called Claude Mythos, a
