Preparing for Excess Policy Audits: A Guide for Insureds
As an insured business, you rely on excess and surplus (E&S) insurance to cover risks that standard policies can’t handle—think […]
Coverage Types
State Farm’s Proposed 22% Rate Increase: How It Could Affect Your Insurance Costs
California’s insurance market is at a tipping point, and the ripple effects could hit your bottom line. State Farm General
Improve your Chances of Securing Fire Insurance
Securing commercial or personal insurance in high-hazard areas, particularly with the increasing frequency and severity of wildfires, can be challenging.
Experience Modifier: How to Reduce Workers’ Compensation Premiums
A well-organized safety program benefits not only your employees but also helps reduce workers’ compensation premiums. For many business owners,
How to Navigate Commercial Property Insurance Coverage
Whether you’re a small business owner or managing a large enterprise, protecting your commercial property is essential. With various coverage
The WCIRB’s New Insurance Classifications for Food and Beverage Businesses
The Workers’ Compensation Insurance Rating Bureau (WCIRB) has announced significant changes that will impact businesses in the food and beverage
Cyber Attacks and Cyber Trucks: A Cautionary Tale
Last month, CDK Global, a software provider for auto dealerships worldwide, became the target of a sophisticated ransomware attack that
Creative Ways to Save Money on Commercial Auto Insurance
Commercial auto insurance is a critical investment for businesses that rely on vehicles for their operations. However, rising premiums can
Employment Law Update: New Overtime Regulation from the Department of Labor
On April 24, 2024, the Department of Labor (DOL) implemented significant changes to the regulations governing overtime exemptions for certain
ABC’s of Insurance for Contractors: What Policies Do You Really Need and Why?
Embarking on a journey as a new contractor is exciting but comes with its challenges. Among the most critical is