Nevada Workers’ Compensation Update: Impact of SB 317 and March 1st Rate Changes
As a follow up to our previous update about Nevada Senate Bill 317 (see our previous post), we want to […]
Coverage Types
Why Self-Insured Groups Could be a Smart Investment for California Contractors
As someone who works closely with contractors across California, I’ve seen firsthand how challenging it can be to manage workers’
Changes to Workers’ Compensation Premium Calculation: Nevada Senate Bill 317
In June of 2025, Nevada Senate Bill 317 was passed unanimously by both chambers of the Nevada Legislature and signed
Product Liability Lawsuits Are on the Rise: What That Means for Manufacturers and Wholesalers
Product liability is no longer a back-burner concern. In 2024, it became the leading cause of what are known as “nuclear
Why Businesses Should Invest in Employment Practices Liability Insurance
Running a business means juggling countless responsibilities: managing finances, satisfying clients, and crucially, leading a team. Employees are the backbone
How the California Safe Homes Act Could Lower Insurance Costs in Wildfire Zones
As wildfires continue to reshape life in California, the state is taking bold legislative action to confront two of its
Preparing for Excess Policy Audits: A Guide for Insureds
As an insured business, you rely on excess and surplus (E&S) insurance to cover risks that standard policies can’t handle—think
State Farm’s Proposed 22% Rate Increase: How It Could Affect Your Insurance Costs
California’s insurance market is at a tipping point, and the ripple effects could hit your bottom line. State Farm General
Improve your Chances of Securing Fire Insurance
Securing commercial or personal insurance in high-hazard areas, particularly with the increasing frequency and severity of wildfires, can be challenging.
Experience Modifier: How to Reduce Workers’ Compensation Premiums
A well-organized safety program benefits not only your employees but also helps reduce workers’ compensation premiums. For many business owners,