Hard work and professional success may have awarded you the resources to explore your true passions, but unfortunately it doesn’t shield you from risk. It’s important that your assets are fully protected against the uncertainties of life – and that your insurance team is working hard to ease the burden of protecting your personal assets. After all, you’re a busy professional, and it shouldn’t be a headache getting the coverage you need with the service you deserve.
The “Private Client Group” at Swarts, Manning & Associates is designed to be a valuable resource for those who have accumulated sizeable wealth and considerable assets. Our Private Client Advisors leverage a comprehensive risk analysis to craft a custom insurance program that addresses your unique exposures, and then we manage and monitor the risk on your behalf – because you have enough to worry about.
Planes and Automobiles
Whether it’s the hottest high-performance import fresh off the assembly line or a classic car that’s been on your mind since childhood, protecting your antique or exotic automobile is vital. But keep this in mind. Your investment isn’t a mass-produced, off-the-shelf model – so your insurance coverage shouldn’t be either.
Of course, there’s a great prestige that comes with owning one of these exotic beauties, but it’s no secret that there’s also great costs. If the unthinkable happens and your prized vehicle requires repair, you may need to look across the country at finding the right specialty shop to get your baby back on the road. And standard insurance simply won’t cover the large expense of specialized care.
If private aviation is your passion, then you surely understand the depths of coverage necessary to protect your estate. Not only do you need insurance for the airplane as it sits on the tarmac or in the hanger, but you’re also looking at liability insurance for your guests and those who are working on the plane. If the pilot and attendants are your employees, there’s a whole host of commercial coverages you should also consider.
Don’t rely on a general property or casualty agent to protect your specialized transportation assets. With the Private Client Group, you’ll have access to the industry’s best options (at the right price) and a team of advisors who can manage your risks for you.
Rental and Vacation Properties
Arguably, there’s no better investment than in real estate. Well-seasoned investors often have more than a few properties in their portfolio, including personal residences and investment properties. Keep in mind that if you have tenants – either residential or commercial – a basic home insurance policy isn’t going to give you the protection you need.
If your rental properties are a key element of your investment (and retirement) strategy, we can guide you through the process of protecting your personal assets. Together, we can make sure your various properties have the coverage that aligns with your needs and your goals.
Jewelry, Art, and Collectibles
Has your success led you into the world of high-worth collections? Whether it’s jewelry, fine art, vintage wine, or any other valuable collectible items, these types of collections can often grow into one of your largest assets.
Protecting your personal assets with reliable insurance coverage for specialty items (like those one-of-a-kind diamond pieces or watercolor masterpieces) requires expertise. Together, we’ll conduct a full risk analysis to ensure the current value of your collection is accurate, to assess any potential hazards, and to be your advocate if you find yourself needing to file a claim.
We Invite You to Join the Private Client Group – and Let Us Ensure You’re Properly Protecting Your Personal Assets
At Swarts, Manning & Associates, we provide a unique perspective on all of your prized possessions, and we can help determine your coverage needs. We strive to find you the broadest coverage at the best available rate. Give us a call to get started: (833) 878-2820.
Each week, Swarts, Manning & Associates covers relevant topics for your business. Stay tuned to hear more discussions about managing your insurance and industry-specific tips.
