JOEL ALBERTO

Title: Producer

Location: San Clemente, CA

Industries: Spirits, Construction

About Joel

Joel has a passion for helping businesses run more effectively and efficiently in order to globalize vision, maximize organizational success, and improve the quality of life for every employee. He is an expert in high hazard workers compensation accounts and the accompanying risk management programs.

Joel spent a number of years running a residential real estate and mortgage company before moving over to a segment of the insurance world in 2014. Working as a relationship manager for a PEO, he spent his time identifying new customers and providing services in addition to workers’ compensation coverage including strategic development, cultural alignment, human resources and risk mitigation best practices.

Though a displaced Texan, over the last two decades Joel has found a home in Orange County, California with his wife and four school aged kids.

Successful Coverage, & Satisfied Customers

★★★★★ 5/5

"Joel and the team at Swarts, Manning & Associates excelled at every step of the process. It was a huge relief to find an honest advisor who took the time and effort to curate the best fit solution for our specific needs. Their experience and competency really helped me sleep better at night knowing my insurance needs were covered. As a business owner my focus needs to be on growing my company. Joel and his team had my back through the entire process. Their quick responsiveness and strategic focus have earned more than just my partnership, Joel has become a dear friend and constant referral for my own clients. I recommend Joel without hesitancy."

"Joel with Shank & Associates was amazing! He helped my company with an insurance issue at the last minute and got everything handled for me so my current insurance didn't lapse. We got better coverage, saved money, and it was a great experience! I highly recommend!"

"We have been with a S&A for the last few years, they have been extremely professional, and very responsive to all requests. Whether it is a simple as a COI or as complex as finding a new policy they have been fast, thorough and efficient. They have gone further by making suggestions for improving our business, connecting with other services that have been indispensable. They are solid gold!"

Specialty Industries

Construction

Spirits

Affiliations

Together, we will protect the future of your company

You have worked hard for your business, so let us partner with you to safeguard its present and future.

Comprehensive Risk Management

Identifying, analyzing, and mitigating potential risks to help protect businesses from financial loss.

Customized Industry Programs

Our niche industry experts have designed programs for the unique risks facing those business segments.

Aggressive Claims Advocacy

Our approach ensures that claims are aggressively negotiated, and efficiently resolved.

In Depth Coverage Analysis

Enabling insureds to quickly determine which coverage choices provide the most value.

Strategic Insurance Brokering

Broad carrier access, aggressive rate/coverage terms negotiation.

Risk Benchmarking & Analytics

Industry peer benchmarking on rates and coverage limits. Educating businesses on their total cost of risk.

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