Las Vegas is quickly turning into one of the foodie capitals of the world. The Strip has been popularized by celebrity chefs, one-of-a-kind restaurants, and even famous bars serving iconic dishes. If you are a current business owner or are considering opening your own eatery, insurance is a must-have to protect you and your hard-working […]
What types of insurance should a restaurant have? Read More »
As an education institution, your insurance policy needs to protect a variety of things. Your main concerns may be more predictable circumstances such as injury on school grounds or property damage caused by burglary or trespassing, but does your insurance cover weather damage? You Need Flood Insurance Most commercial policies do not account for damage
Which weather events do my school’s insurance cover? Read More »
When you own or rent commercial real estate, you have several risks to take into account that could affect your liability. Every property is different, and therefore your risks will vary from one property to another. Here are several important factors to think about when protecting your ROI, preventing accidents and minimizing disruption to business
5 Risks to Your Real Estate Portfolio Read More »
While no business wants to face a lawsuit, they are commonplace—and expensive. A breach of contract case could cost as much as $91,000, according to a report by the Court Statistics Project, which could prove especially disastrous for a small business. Should your company ever face a lawsuit, general liability insurance, professional liability insurance, and
5 Easy Ways to Reduce Liability Claims Read More »
Hotels and motels have had it easier when it comes to stable insurance rates. But with recent news headlines and security risks, they’re starting to see rate hikes and coverage restrictions. In order to protect their bottom line, hotels and motels will now have to start taking into account several risks of doing business. From
3 Safety and Security Issues Every Hotel and Motel Should Consider Read More »
While most people today tend to work in an office environment rather than a physically demanding job, workplace injuries still occur. In today’s modern office workplace, injuries are typically due to uncomfortable office furniture and equipment. Instead of forcing office workers to adjust to their surroundings, the purpose of ergonomics is to make the workplace
3 Benefits of Ergonomics in the Workplace Read More »
The beginning of the New Year is a time for resolutions. Business owners, especially those starting up new ventures in 2020, will have plenty to consider. Swarts, Manning & Associates wants to help you understand what to look for when you consider amending or adding your coverage in 2020. Businesses go through growing pains, and there
Insurance Coverage: Evaluating Your Business Needs in 2020 Read More »
It’s important for businesses of all sizes to carry general liability; the reality is that many businesses go without the coverage, leaving them vulnerable to paying for costly legal and medical expenses—and much more. It’s important to know what general liability insurance covers and how much you will need to minimize risk for your business.
How Much General Liability Insurance Does Your Business Need? Read More »
Business is highly risky and unpredictable if you’re a startup business owner. Anything could change at any moment, and there’s a whole host of risks your company may be exposed to. Because a lawsuit could mean the end of your business, make it a priority to get the right insurance package from the start. While
Insurance for Startups: 4 Tips for Startup Business Owners Read More »
Your business needs to make profits if you’re going to keep your lights on, stay current on your bills, and pay your employees – that’s not a novel concept by any means. But what happens when you’re faced with an unexpected circumstance that stops your business operations in its tracks? How will you cover ongoing
Business Interruption Insurance: What Happens When You Can’t Do Business? Read More »
