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Dylan Swarts

Business Owners Policy vs Commercial Package Policy

Business Owners Policy vs Commercial Package Policy – One Size Doesn’t Fit All

Commercial insurance is complex – plain and simple.  It can feel as though there’s an endless amount of risk that needs to be addressed and countless policy options to choose from.  To help business owners and operators navigate the confusion, the insurance industry has created policy “bundles,” including the Business Owners Policy (BOP) and Commercial

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Commercial Umbrella Liability & Excess Liability

Is Your Coverage Enough? Commercial Umbrella Liability & Excess Liability

There are two insurance-related questions every business owner and executive should consider on an annual basis: Are our policy limits high enough to protect us against a major claim? Do our policies cover all of our risk exposures or are there gaps in coverage? The truth of the matter is that there are countless circumstances

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An Industry-by-Industry Guide to Professional Liability Insurance

An Industry-by-Industry Guide to Professional Liability Insurance

From architects and attorneys to financial planners and tech consultants, “professional services” companies are exposed to many risks that simply aren’t covered by commercial general liability (CGL) insurance.  That’s because these types of businesses are less likely to experience claims of bodily injury or property damage, but more likely to be accused of omissions, negligence,

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Workers’ Compensation Coverage

How the “Remote Employee” Impacts Your Workers’ Compensation Coverage

Each state has its own legal nuances when it comes to workers’ compensation coverage, but generally, the laws are defined by the business activities and not the worker’s location. So, remote employees may still be able to make a claim, regardless of the employers’ ability to create a safe and controlled environment.

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