Everybody loves a great party, and everyone appreciates a great host. Special memories are made when we gather together. There are, however, risks associated with events occurring at your home. Below is a list of considerations we’ve compiled when hosting gatherings at your home. Vendors When using caterers, DJ’s, bartenders, decorators, valet services, security services, […]
Hosting Events or Parties at Your Home Read More »
In recent years, California has been grappling with a pressing issue that affects commercial & habitational real estate investors, homeowners, renters, and businesses alike: the Property Insurance Crisis. Devastating wildfires have increased insurance companies’ vicarious exposure via risk assigned to them by the CA Fair Plan, which recently reported was receiving up to 1,000 applications
Understanding the Property Insurance Crisis in California: Navigating the Storm Read More »
What is it about our human nature that allows us to deal better with adverse situations once we know why they occurred? It begins at almost the moment we learn to talk. “But why mom?” We ask when we had a different outcome in mind. And it has never ended; we need closure on every
Mom!! Why have my Commercial Auto rates increased so much? Read More »
During the winter months, there are more slips, trips, and falls due to snow and ice, which means this time of year has more of a risk for lawsuits. Whether you’re a property owner or manager, or simply have a business such as a store, hotel, etc., where people visit, you have to do what
How to Prevent Slips, Trips, and Falls This Winter Read More »
Taking precautions to keep your place of business free of accidents and prevent liability claims is common sense, but they include a lot of minor details that businesses can easily overlook. If you work hard to keep safety at the forefront, you can avoid most accidents that could potentially happen on your property. While general
5 Common Sense Tips to Avoid Common Liability Claims Read More »
In another year of warmer climates and dry conditions, California saw more wildfires across Northern and Southern California that claimed lives, homes, and tens of thousands of acres of brush. Swarts, Manning & Associates offers homeowners insurance policies that cover fire damage. News reports indicate that some insurance companies have left California residents in fire-prone
California Wildfires Remind People to Check Their Insurance Coverage Read More »
When you own and run your own business, the survival of your company depends on fending off a whole host of risk factors, ranging from data loss and power failure to a major natural disaster such as an earthquake, flood, hurricane, or tornado. For a small business especially, even a minor event could threaten your
3 Reasons Why You Need a Business Continuity Plan Read More »
Medical malpractice is something doctors don’t want to think about, but in the event that something goes wrong, they have to be protected. Many doctors see patients year in and year out without incident. But it takes one mistake or mishap to bring an entire medical practice down. While some doctors can run through their
Medical Malpractice: Protecting Yourself and Your Practice Read More »
Did you know? Nonprofit board members can be held personally responsible for the organization’s real or alleged misconduct. Ask these 5 questions before accepting the position.
Sitting on the Board: 6 Considerations Before Joining a Nonprofit Board Read More »
4 practical steps to help you implement a well-developed risk mitigation plan, establish a culture of safety and ultimately reduce workers’ compensation claims.
4 Steps for Lowering Your Risk of Workers’ Compensation Claims Read More »
