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Swarts Manning Blog

Cybersecurity Trends: Do CEOs and HNWIs Need Cyber Insurance?

Cybercrime certainly isn’t a new threat within the business community. Across the globe, corporations have been working to implement increasingly sophisticated cybersecurity measures; governments have been enacting new legislation to protect consumers, and insurance providers have been expanding their cyber insurance options. And yet – data breaches, ransomware attacks, phishing

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Swarts Manning Blog

It’s Time to Protect Your Employees with a Distracted Driver Policy

Your employees are your company’s greatest asset, so protecting them should be a top priority. Unfortunately, many employers think having commercial auto insurance is enough, neglecting to create and enforce a distracted driver policy. 4 Steps to Implement an Effective Distracted Driver Policy Protect Your Employees and Your Business At

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Swarts Manning Blog

4 Steps for Lowering Your Risk of Workers’ Compensation Claims

It’s true that your workers’ compensation insurance and business owners policy (BOP) are designed to protect you in the event that an employee gets injured on your property, but did you know that each time a claim is made against your insurance, your premiums are likely to rise? That’s especially

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Swarts Manning Blog

What’s Your Risk? The Realities of Business Earthquake Coverage

The powerful 6.4 and 7.1 magnitude earthquakes that rocked Southern California on July 4th and 5th have many business owners questioning whether they would be covered if their business was damaged during an earthquake. Unfortunately, business earthquake coverage isn’t included in your commercial property insurance or business owners policy –

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Swarts Manning Blog

What is Builders Risk?

Builders risk insurance is a type of insurance coverage that protects construction projects and the materials being used in those

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