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Cybersecurity Trends: Do CEOs and HNWIs Need Cyber Insurance?
Cybercrime certainly isn’t a new threat within the business community. Across the globe, corporations have been working to implement increasingly sophisticated cybersecurity measures; governments have been enacting new legislation to protect consumers, and insurance providers have been expanding their cyber insurance options. And yet – data breaches, ransomware attacks, phishing
It’s Time to Protect Your Employees with a Distracted Driver Policy
Your employees are your company’s greatest asset, so protecting them should be a top priority. Unfortunately, many employers think having commercial auto insurance is enough, neglecting to create and enforce a distracted driver policy. 4 Steps to Implement an Effective Distracted Driver Policy Protect Your Employees and Your Business At
Construction Site Safety: How to Minimize the Risk of a Devastating Fire
The risk of major fire damage is higher for buildings that are under construction than for those that are completed. While comprehensive builders risk insurance is essential, there are important steps you should take to minimize fire risks on your construction site. Key Safety Guidelines for Construction Sites Minimize Builders
4 Steps for Lowering Your Risk of Workers’ Compensation Claims
It’s true that your workers’ compensation insurance and business owners policy (BOP) are designed to protect you in the event that an employee gets injured on your property, but did you know that each time a claim is made against your insurance, your premiums are likely to rise? That’s especially
What’s Your Risk? The Realities of Business Earthquake Coverage
The powerful 6.4 and 7.1 magnitude earthquakes that rocked Southern California on July 4th and 5th have many business owners questioning whether they would be covered if their business was damaged during an earthquake. Unfortunately, business earthquake coverage isn’t included in your commercial property insurance or business owners policy –
Inland Marine Insurance: The Coverage You May Not Realize You Need!
The unfortunate name of inland marine insurance has made it so many business owners and executives don’t even consider this incredibly important type of coverage. If your company regularly conducts work “off-site,” ships products and/or goods, moves high-value assets to various locations, or takes responsibility for clients’ property – then
4 Questions You Should Ask When Buying Builders Risk Insurance
If you’re a general contractor or developer, it’s likely that you’re already familiar with the term builders risk insurance – but, if you’re like most, you may have many unanswered questions about what it is, what it covers, and why it’s so important. Simply put, builders risk insurance (aka course
Public Entity & Government Ransomware Attacks: The High Risk for Low-Tech Operations
Despite the low-tech nature of many public entities and local agencies, government ransomware attacks are a very real risk (with very costly consequences). Is there a gap in your organization’s cybersecurity preparedness? There’s no doubt that cybersecurity is a growing concern for leaders in both the public and private sectors
Is That Employee Covered? Business Auto Policy Coverage 101
Whether you have a single company vehicle or an entire fleet, you likely recognize the need to have a Business Auto Policy (BAP) added to your Business Owners Policy or Commercial Package Policy. However – like in many insurance scenarios – not all BAPs give you the same amount of
3 Reasons Big Businesses Need General Liability Insurance
General liability insurance protects your business from property damage and bodily injury. Although many big businesses know it’s important to
What Types of Insurance Should a Restaurant Have?
Las Vegas is quickly turning into one of the foodie capitals of the world. The Strip has been popularized by
Which Weather Events Does My School’s Insurance Cover?
As an education institution, your insurance policy needs to protect a variety of things. Your main concerns may be more
5 Risks to Your Real Estate Portfolio
When you own or rent commercial real estate, you have several risks to take into account that could affect your
5 Easy Ways to Reduce Liability Claims
While no business wants to face a lawsuit, they are commonplace—and expensive. A breach of contract case could cost as
3 Safety and Security Issues Every Hotel and Motel Should Consider
Hotels and motels have had it easier when it comes to stable insurance rates. But with recent news headlines and