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Public Entity & Government Ransomware Attacks: The High Risk for Low-Tech Operations
Despite the low-tech nature of many public entities and local agencies, government ransomware attacks are a very real risk (with very costly consequences). Is there a gap in your organization’s cybersecurity preparedness? There’s no doubt that cybersecurity is a growing concern for leaders in both the public and private sectors
Is That Employee Covered? Business Auto Policy Coverage 101
Whether you have a single company vehicle or an entire fleet, you likely recognize the need to have a Business Auto Policy (BAP) added to your Business Owners Policy or Commercial Package Policy. However – like in many insurance scenarios – not all BAPs give you the same amount of
Surviving the Unthinkable with Business Continuity Planning
From severe flooding to cyber-attacks to product liability lawsuits, businesses face endless risk exposures. Many owners and executives rely on a Business Owners Policy (BOP) or Commercial Package Policy (CPP), mistakenly believing they’re fully prepared for worst-case scenarios. However, insurance is just one aspect of a comprehensive business continuity plan.
General Liability Insurance: What’s Covered (and What’s Not!)
Accidents happen. Misunderstandings happen. Lawsuits happen. Even the most diligent business owners may, at some point, be faced with an accusation that their company is legally responsible for injuries or property damage. Whether the claim is found to have merit or not, the costly process of mounting a defense can
Are You Covered? It’s Time for a Small Business Insurance Check-Up
Business owners have an overwhelming amount of responsibility to juggle, and it can be easy for some details – like comprehensive small business insurance – to fall through the cracks. Often, insurance policies are purchased when the company is initially founded but then not reevaluated as the company’s needs evolve,
Protect Your Practice: Understanding Lawyer Professional Liability
As an attorney, you know first-hand that even meticulous and well-intentioned professionals can be sued by dissatisfied clients. Regardless of whether you work with a large firm or a small practice, it’s essential to maintain lawyer professional liability insurance throughout your career (and potentially extended coverage to protect you after
3 Business Liability Risk Exposures You May Be Overlooking
As a business owner or executive, it’s likely that you’ve taken great care to minimize your business liability risk exposures with comprehensive commercial insurance packages. However, there are several common yet often overlooked scenarios that may be putting you at risk without your knowledge. Consider these three business liability risk
Protect Your Business This Spring with Commercial Flood Insurance
Despite having commercial property insurance as a part of your Business Owners Policy or Commercial Package Policy, your business may have a gap in coverage if you haven’t also added flood insurance to your policy. This is especially dangerous with NOAA’s prediction for increased risk of flooding through the end
Cybersecurity Concerns & Cyber Liability in the Wake of the Toyota Data Breaches
The March 29th announcement from Toyota Motor Corporation–Japan about a potential data breach has reignited concerns about cybersecurity and cyber liability for businesses worldwide. Even massive corporations like Toyota, ranked #6 in Fortune’s Global 500 list, are not immune to cybersecurity threats. Toyota’s press release revealed that five Tokyo-based subsidiaries
5 Easy Ways to Reduce Liability Claims
While no business wants to face a lawsuit, they are commonplace—and expensive. A breach of contract case could cost as
3 Safety and Security Issues Every Hotel and Motel Should Consider
Hotels and motels have had it easier when it comes to stable insurance rates. But with recent news headlines and
How to Manage Fatigue in the Workplace
Fatigue is a normal part of everyday life. But in the workplace, sleep deprivation and fatigue can affect people’s ability
How to Prevent Slips, Trips, and Falls This Winter
During the winter months, there are more slips, trips, and falls due to snow and ice, which means this time
7 Types of Business Insurance Coverage You Shouldn’t Overlook
As a business owner, you never want to have any gaps in your insurance that would leave you vulnerable to
3 Benefits of Ergonomics in the Workplace
While most people today tend to work in an office environment rather than a physically demanding job, workplace injuries still