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How to Strategically Shop for Multiple Insurance Quotes 

You may have worked with the same agent for years but are curious about other options that could save you money, improve coverage, or offer value-added services. Or perhaps you’ve tried getting quotes from multiple brokers in the past but found the process frustrating. Managing this process strategically is key

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5 Ways Your Insurance Changes When Your Revenue Skyrockets

Is 2019 shaping up to be a more profitable year for your company? Congratulations! Reaching new revenue milestones, especially the $1 million mark, often brings shifts in how your business is insured. As your revenue grows, your business becomes a larger target for insurance claims, and it’s important to adjust

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Four Assets That Need an Annual Insurance Review

As a business owner, it’s important to monitor your insurance policies to ensure you have adequate coverage in the event of a loss. This is especially true if you have large assets that are at risk during your business operations. The insurance design specialists at Swarts Manning & Associates can’t

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Changing Commercial Insurance: Should I Shop for Other Options?

This is a common question for business owners who want the best value and protection. The commercial insurance market can be complex, making it difficult to know how to navigate the shopping process effectively. No One Enjoys Shopping for Insurance Unlike buying office supplies or internet services, soliciting insurance quotes

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5 Ways to Minimize Risk at a Company “Christmas” Party

It’s the season for celebrations, and many businesses throw a Christmas party at the end of the year. These gatherings allow employees to enjoy food, drinks, and games as they unwind from a busy year. However, as a business owner, it’s essential to consider the potential risks associated with these

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Background Screening Your Job Applicants

Background screening of prospective employees is an essential risk management tool that can reduce employee turnover, deter theft and embezzlement, and prevent litigation over hiring practices. Although background checks come with some costs, hiring without screening could lead to far greater financial losses, including the cost of recruiting, hiring, and

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Job Site Cellphone Use: Safety Risks and Liability

Mobile technology can be a valuable tool for the construction industry, but on job sites, cellphones can pose significant safety risks. While they are useful for communication, cellphones distract workers from potential hazards and essential safety practices. Although OSHA does not have specific regulations on cellphone use, employers can still

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Cryptocurrency for Businesses: Opportunities and Risks

While cryptocurrency can be exciting and potentially lucrative, understanding how it works—along with its benefits, drawbacks, and risks—is crucial for businesses. How Do Cryptocurrencies Work? Cryptocurrencies may seem complex, but they function similarly to traditional currencies, holding value and having exchange rates and limited supply. However, most cryptocurrencies are decentralized

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