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5 Risks to Your Real Estate Portfolio
When you own or rent commercial real estate, you have several risks to take into account that could affect your liability. Every property is different, and therefore your risks will vary from one property to another. Here are several important factors to think about when protecting your ROI, preventing accidents,
5 Easy Ways to Reduce Liability Claims
While no business wants to face a lawsuit, they are commonplace—and expensive. A breach of contract case could cost as much as $91,000, according to a report by the Court Statistics Project, which could prove especially disastrous for a small business. Should your company ever face a lawsuit, general liability
3 Safety and Security Issues Every Hotel and Motel Should Consider
Hotels and motels have had it easier when it comes to stable insurance rates. But with recent news headlines and security risks, they’re starting to see rate hikes and coverage restrictions. In order to protect their bottom line, hotels and motels will now have to start taking into account several
How to Manage Fatigue in the Workplace
Fatigue is a normal part of everyday life. But in the workplace, sleep deprivation and fatigue can affect people’s ability to do their job, be productive, or enjoy an overall sense of wellbeing. Not only that, but it increases the chance of errors, accidents, and injuries while on the job.
How to Prevent Slips, Trips, and Falls This Winter
During the winter months, there are more slips, trips, and falls due to snow and ice, which means this time of year has more of a risk for lawsuits. Whether you’re a property owner or manager, or simply have a business such as a store, hotel, etc., where people visit,
7 Types of Business Insurance Coverage You Shouldn’t Overlook
As a business owner, you never want to have any gaps in your insurance that would leave you vulnerable to claims and hefty legal costs. One insurance mistake can put your entire business at risk. Learn more about some commonly overlooked types of business insurance — and what they cover
3 Benefits of Ergonomics in the Workplace
While most people today tend to work in an office environment rather than a physically demanding job, workplace injuries still occur. In today’s modern office workplace, injuries are typically due to uncomfortable office furniture and equipment. Instead of forcing office workers to adjust to their surroundings, the purpose of ergonomics
Insurance Coverage: Evaluating Your Business Needs in 2020
The beginning of the New Year is a time for resolutions. Business owners, especially those starting up new ventures in 2020, will have plenty to consider. Swarts, Manning & Associates wants to help you understand what to look for when you consider amending or adding your coverage in 2020. Businesses
How Much General Liability Insurance Does Your Business Need?
It’s important for businesses of all sizes to carry general liability; the reality is that many businesses go without the coverage, leaving them vulnerable to paying for costly legal and medical expenses—and much more. It’s important to know what general liability insurance covers and how much you will need to
5 Lesser-Known Types of Commercial Insurance Every Business Owner Should Consider
As a business owner, you likely already know the importance of commercial insurance. However, there are many lesser-known types of
Lounge Updates for Cannabis Businesses
Matt Haney recently introduced Assembly Bill 374, which would allow cannabis retailers in California to operate kitchens and host live
Welcoming Our Newest Shareholder
We’re thrilled to welcome Dylan Swarts as the newest shareholder to our business. Dylan recently returned to Swarts Manning after
Insurance Requirements for Contractors and Construction Companies
As a contractor or construction company, understanding the necessary insurance requirements is crucial to protect your business from potential liabilities.
Property Coverage Basics
As a spirits industry professional, your business is built on a foundation of hard work, passion, and dedication. However, unforeseen
The Benefits of Umbrella Insurance
Umbrella insurance is a type of liability insurance that provides additional coverage beyond the limits of your standard insurance policies.