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3 Reasons Big Businesses Need General Liability Insurance
General liability insurance protects your business from property damage and bodily injury. Although many big businesses know it’s important to have this type of insurance, they may not know why it’s so important. Advertising ClaimDid you know your general liability insurance protects you and your staff from libel, slander, and
What Types of Insurance Should a Restaurant Have?
Las Vegas is quickly turning into one of the foodie capitals of the world. The Strip has been popularized by celebrity chefs, one-of-a-kind restaurants, and even famous bars serving iconic dishes. If you are a current business owner or are considering opening your own eatery, insurance is a must-have to
Which Weather Events Does My School’s Insurance Cover?
As an education institution, your insurance policy needs to protect a variety of things. Your main concerns may be more predictable circumstances such as injury on school grounds or property damage caused by burglary or trespassing, but does your insurance cover weather damage? You Need Flood InsuranceMost commercial policies do
5 Risks to Your Real Estate Portfolio
When you own or rent commercial real estate, you have several risks to take into account that could affect your liability. Every property is different, and therefore your risks will vary from one property to another. Here are several important factors to think about when protecting your ROI, preventing accidents,
5 Easy Ways to Reduce Liability Claims
While no business wants to face a lawsuit, they are commonplace—and expensive. A breach of contract case could cost as much as $91,000, according to a report by the Court Statistics Project, which could prove especially disastrous for a small business. Should your company ever face a lawsuit, general liability
3 Safety and Security Issues Every Hotel and Motel Should Consider
Hotels and motels have had it easier when it comes to stable insurance rates. But with recent news headlines and security risks, they’re starting to see rate hikes and coverage restrictions. In order to protect their bottom line, hotels and motels will now have to start taking into account several
How to Manage Fatigue in the Workplace
Fatigue is a normal part of everyday life. But in the workplace, sleep deprivation and fatigue can affect people’s ability to do their job, be productive, or enjoy an overall sense of wellbeing. Not only that, but it increases the chance of errors, accidents, and injuries while on the job.
How to Prevent Slips, Trips, and Falls This Winter
During the winter months, there are more slips, trips, and falls due to snow and ice, which means this time of year has more of a risk for lawsuits. Whether you’re a property owner or manager, or simply have a business such as a store, hotel, etc., where people visit,
7 Types of Business Insurance Coverage You Shouldn’t Overlook
As a business owner, you never want to have any gaps in your insurance that would leave you vulnerable to claims and hefty legal costs. One insurance mistake can put your entire business at risk. Learn more about some commonly overlooked types of business insurance — and what they cover
Navigating Workers’ Comp Audit Difficulties: A Guide for Insureds
Workers’ compensation insurance is a vital safeguard for both employers and employees, providing financial protection in the event of workplace
Product Recall: Preparation and Insurance
Product recalls are complex and heavily regulated processes that can be costly for businesses, whether you are a manufacturer, supplier,
Risks with Products in Storage or Transit
The spirits industry is a complex and highly regulated field that requires meticulous attention to detail, particularly when it comes
73% of Organizations Hit by Ransomware in 2022
Seventy-three percent of organizations reported being hit with at least one successful ransomware attack in 2022, and 38% said they
Equipment Breakdown Insurance Overview
Running a business involves a multitude of risks, but one of the most significant threats is equipment breakdown. Businesses depend
CA Cannabis Protection Bill Introduced
California Assembly Member Reggie Jones-Sawyer recently introduced Assembly Bill 1610, aimed at protecting cannabis consumers and the legal cannabis market