BLOG
BLOG
The Risks of Being Underinsured in Your Business
First Rule of Sound Risk Management: Don’t Risk a Lot to Save a Little Being underinsured is a common issue among business owners, and it can have serious consequences if something unexpected happens. Underinsurance occurs when a business owner does not have enough insurance coverage to fully protect their assets
Winery Risk Insights
Owning a winery can present a variety of often overlooked risks that pose serious threats to your business if they remain unaddressed. Producing wine is a delicate and intricate process that includes distinct threats to your business. By purchasing proper coverage and implementing good risk management programs, wineries can successfully
What is Builders Risk?
Builders risk insurance is a type of insurance coverage that protects construction projects and the materials being used in those projects. It is designed to cover the loss or damage of materials, equipment, and structures during the construction process. There are a few key aspects of builders risk insurance that
Is it Mandatory to Have Insurance as a Gaming Business?
The United States is one of the leaders in the global gaming industry. Nevada is at the heart of this with multiple casino properties throughout the state. These properties can feature everything from blackjack tables to sportsbooks allowing money to pass through many hands. As a business owner, your insurance
3 Reasons Big Businesses Need General Liability Insurance
General liability insurance protects your business from property damage and bodily injury. Although many big businesses know it’s important to have this type of insurance, they may not know why it’s so important. Advertising ClaimDid you know your general liability insurance protects you and your staff from libel, slander, and
What Types of Insurance Should a Restaurant Have?
Las Vegas is quickly turning into one of the foodie capitals of the world. The Strip has been popularized by celebrity chefs, one-of-a-kind restaurants, and even famous bars serving iconic dishes. If you are a current business owner or are considering opening your own eatery, insurance is a must-have to
Which Weather Events Does My School’s Insurance Cover?
As an education institution, your insurance policy needs to protect a variety of things. Your main concerns may be more predictable circumstances such as injury on school grounds or property damage caused by burglary or trespassing, but does your insurance cover weather damage? You Need Flood InsuranceMost commercial policies do
5 Risks to Your Real Estate Portfolio
When you own or rent commercial real estate, you have several risks to take into account that could affect your liability. Every property is different, and therefore your risks will vary from one property to another. Here are several important factors to think about when protecting your ROI, preventing accidents,
5 Easy Ways to Reduce Liability Claims
While no business wants to face a lawsuit, they are commonplace—and expensive. A breach of contract case could cost as much as $91,000, according to a report by the Court Statistics Project, which could prove especially disastrous for a small business. Should your company ever face a lawsuit, general liability
Protective Safeguards in Commercial Property Insurance: A Guide for Insureds
Commercial property insurance is an essential safeguard for businesses, protecting assets and ensuring continuity in the face of unexpected disasters.
Liquor Liability for Tasting Rooms
At Swarts Manning Spirits, we specialize in providing commercial insurance expertise and risk mitigation for the winery, brewery, and distillery
Cyber Security: Do You Decline Cyber Insurance Coverage Despite Acknowledging The Growing Risk?
Does it surprise anyone that cyber security is such a hot topic in our digital world? The Internet of Things
Ransomware Attack Targets Schools, Businesses, and Government Agencies: What You Need to Know
A widespread ransomware attack orchestrated by Russian cybercriminals has impacted schools, businesses, and government agencies worldwide. While the full scope
Navigating Workers’ Comp Audit Difficulties: A Guide for Insureds
Workers’ compensation insurance is a vital safeguard for both employers and employees, providing financial protection in the event of workplace
Product Recall: Preparation and Insurance
Product recalls are complex and heavily regulated processes that can be costly for businesses, whether you are a manufacturer, supplier,
