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What is Builders Risk?
Builders risk insurance is a type of insurance coverage that protects construction projects and the materials being used in those projects. It is designed to cover the loss or damage of materials, equipment, and structures during the construction process. There are a few key aspects of builders risk insurance that
Is it Mandatory to Have Insurance as a Gaming Business?
The United States is one of the leaders in the global gaming industry. Nevada is at the heart of this with multiple casino properties throughout the state. These properties can feature everything from blackjack tables to sportsbooks allowing money to pass through many hands. As a business owner, your insurance
3 Reasons Big Businesses Need General Liability Insurance
General liability insurance protects your business from property damage and bodily injury. Although many big businesses know it’s important to have this type of insurance, they may not know why it’s so important. Advertising ClaimDid you know your general liability insurance protects you and your staff from libel, slander, and
What Types of Insurance Should a Restaurant Have?
Las Vegas is quickly turning into one of the foodie capitals of the world. The Strip has been popularized by celebrity chefs, one-of-a-kind restaurants, and even famous bars serving iconic dishes. If you are a current business owner or are considering opening your own eatery, insurance is a must-have to
Which Weather Events Does My School’s Insurance Cover?
As an education institution, your insurance policy needs to protect a variety of things. Your main concerns may be more predictable circumstances such as injury on school grounds or property damage caused by burglary or trespassing, but does your insurance cover weather damage? You Need Flood InsuranceMost commercial policies do
5 Risks to Your Real Estate Portfolio
When you own or rent commercial real estate, you have several risks to take into account that could affect your liability. Every property is different, and therefore your risks will vary from one property to another. Here are several important factors to think about when protecting your ROI, preventing accidents,
5 Easy Ways to Reduce Liability Claims
While no business wants to face a lawsuit, they are commonplace—and expensive. A breach of contract case could cost as much as $91,000, according to a report by the Court Statistics Project, which could prove especially disastrous for a small business. Should your company ever face a lawsuit, general liability
3 Safety and Security Issues Every Hotel and Motel Should Consider
Hotels and motels have had it easier when it comes to stable insurance rates. But with recent news headlines and security risks, they’re starting to see rate hikes and coverage restrictions. In order to protect their bottom line, hotels and motels will now have to start taking into account several
How to Manage Fatigue in the Workplace
Fatigue is a normal part of everyday life. But in the workplace, sleep deprivation and fatigue can affect people’s ability to do their job, be productive, or enjoy an overall sense of wellbeing. Not only that, but it increases the chance of errors, accidents, and injuries while on the job.
Cyber Security: Do You Decline Cyber Insurance Coverage Despite Acknowledging The Growing Risk?
Does it surprise anyone that cyber security is such a hot topic in our digital world? The Internet of Things
Ransomware Attack Targets Schools, Businesses, and Government Agencies: What You Need to Know
A widespread ransomware attack orchestrated by Russian cybercriminals has impacted schools, businesses, and government agencies worldwide. While the full scope
Navigating Workers’ Comp Audit Difficulties: A Guide for Insureds
Workers’ compensation insurance is a vital safeguard for both employers and employees, providing financial protection in the event of workplace
Product Recall: Preparation and Insurance
Product recalls are complex and heavily regulated processes that can be costly for businesses, whether you are a manufacturer, supplier,
Risks with Products in Storage or Transit
The spirits industry is a complex and highly regulated field that requires meticulous attention to detail, particularly when it comes
73% of Organizations Hit by Ransomware in 2022
Seventy-three percent of organizations reported being hit with at least one successful ransomware attack in 2022, and 38% said they