BLOG
BLOG
3 Benefits of Ergonomics in the Workplace
While most people today tend to work in an office environment rather than a physically demanding job, workplace injuries still occur. In today’s modern office workplace, injuries are typically due to uncomfortable office furniture and equipment. Instead of forcing office workers to adjust to their surroundings, the purpose of ergonomics
Insurance Coverage: Evaluating Your Business Needs in 2020
The beginning of the New Year is a time for resolutions. Business owners, especially those starting up new ventures in 2020, will have plenty to consider. Swarts, Manning & Associates wants to help you understand what to look for when you consider amending or adding your coverage in 2020. Businesses
How Much General Liability Insurance Does Your Business Need?
It’s important for businesses of all sizes to carry general liability; the reality is that many businesses go without the coverage, leaving them vulnerable to paying for costly legal and medical expenses—and much more. It’s important to know what general liability insurance covers and how much you will need to
Insurance for Startups: 4 Tips for Startup Business Owners
Business is highly risky and unpredictable if you’re a startup business owner. Anything could change at any moment, and there’s a whole host of risks your company may be exposed to. Because a lawsuit could mean the end of your business, make it a priority to get the right insurance
5 Common Sense Tips to Avoid Common Liability Claims
Taking precautions to keep your place of business free of accidents and prevent liability claims is common sense, but they include a lot of minor details that businesses can easily overlook. If you work hard to keep safety at the forefront, you can avoid most accidents that could potentially happen
California Wildfires Remind People to Check Their Insurance Coverage
In another year of warmer climates and dry conditions, California saw more wildfires across Northern and Southern California that claimed lives, homes, and tens of thousands of acres of brush. Swarts, Manning & Associates offers homeowners insurance policies that cover fire damage. News reports indicate that some insurance companies have
Business Interruption Insurance: What Happens When You Can’t Do Business?
Your business needs to make profits if you’re going to keep your lights on, stay current on your bills, and pay your employees – that’s not a novel concept by any means. But what happens when you’re faced with an unexpected circumstance that stops your business operations in its tracks?
3 Reasons Why You Need a Business Continuity Plan
When you own and run your own business, the survival of your company depends on fending off a whole host of risk factors, ranging from data loss and power failure to a major natural disaster such as an earthquake, flood, hurricane, or tornado. For a small business especially, even a
Earthquake Insurance: Protecting Your Property
If you live in Southern California, you’ve no doubt grown up understanding that you live in earthquake country. The team at Swarts, Manning & Associates wants to make sure that you and your family are protected. If you don’t have an earthquake kit, we recommend you check out this list
5 Lesser-Known Types of Commercial Insurance Every Business Owner Should Consider
As a business owner, you likely already know the importance of commercial insurance. However, there are many lesser-known types of
Lounge Updates for Cannabis Businesses
Matt Haney recently introduced Assembly Bill 374, which would allow cannabis retailers in California to operate kitchens and host live
Welcoming Our Newest Shareholder
We’re thrilled to welcome Dylan Swarts as the newest shareholder to our business. Dylan recently returned to Swarts Manning after
Insurance Requirements for Contractors and Construction Companies
As a contractor or construction company, understanding the necessary insurance requirements is crucial to protect your business from potential liabilities.
Property Coverage Basics
As a spirits industry professional, your business is built on a foundation of hard work, passion, and dedication. However, unforeseen
The Benefits of Umbrella Insurance
Umbrella insurance is a type of liability insurance that provides additional coverage beyond the limits of your standard insurance policies.