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3 Safety and Security Issues Every Hotel and Motel Should Consider
Hotels and motels have had it easier when it comes to stable insurance rates. But with recent news headlines and security risks, they’re starting to see rate hikes and coverage restrictions. In order to protect their bottom line, hotels and motels will now have to start taking into account several

How to Manage Fatigue in the Workplace
Fatigue is a normal part of everyday life. But in the workplace, sleep deprivation and fatigue can affect people’s ability to do their job, be productive, or enjoy an overall sense of wellbeing. Not only that, but it increases the chance of errors, accidents, and injuries while on the job.

How to Prevent Slips, Trips, and Falls This Winter
During the winter months, there are more slips, trips, and falls due to snow and ice, which means this time of year has more of a risk for lawsuits. Whether you’re a property owner or manager, or simply have a business such as a store, hotel, etc., where people visit,

7 Types of Business Insurance Coverage You Shouldn’t Overlook
As a business owner, you never want to have any gaps in your insurance that would leave you vulnerable to claims and hefty legal costs. One insurance mistake can put your entire business at risk. Learn more about some commonly overlooked types of business insurance — and what they cover

3 Benefits of Ergonomics in the Workplace
While most people today tend to work in an office environment rather than a physically demanding job, workplace injuries still occur. In today’s modern office workplace, injuries are typically due to uncomfortable office furniture and equipment. Instead of forcing office workers to adjust to their surroundings, the purpose of ergonomics

Insurance Coverage: Evaluating Your Business Needs in 2020
The beginning of the New Year is a time for resolutions. Business owners, especially those starting up new ventures in 2020, will have plenty to consider. Swarts, Manning & Associates wants to help you understand what to look for when you consider amending or adding your coverage in 2020. Businesses

How Much General Liability Insurance Does Your Business Need?
It’s important for businesses of all sizes to carry general liability; the reality is that many businesses go without the coverage, leaving them vulnerable to paying for costly legal and medical expenses—and much more. It’s important to know what general liability insurance covers and how much you will need to

Insurance for Startups: 4 Tips for Startup Business Owners
Business is highly risky and unpredictable if you’re a startup business owner. Anything could change at any moment, and there’s a whole host of risks your company may be exposed to. Because a lawsuit could mean the end of your business, make it a priority to get the right insurance

5 Common Sense Tips to Avoid Common Liability Claims
Taking precautions to keep your place of business free of accidents and prevent liability claims is common sense, but they include a lot of minor details that businesses can easily overlook. If you work hard to keep safety at the forefront, you can avoid most accidents that could potentially happen
Risks with Products in Storage or Transit
The spirits industry is a complex and highly regulated field that requires meticulous attention to detail, particularly when it comes
73% of Organizations Hit by Ransomware in 2022
Seventy-three percent of organizations reported being hit with at least one successful ransomware attack in 2022, and 38% said they
Equipment Breakdown Insurance Overview
Running a business involves a multitude of risks, but one of the most significant threats is equipment breakdown. Businesses depend
CA Cannabis Protection Bill Introduced
California Assembly Member Reggie Jones-Sawyer recently introduced Assembly Bill 1610, aimed at protecting cannabis consumers and the legal cannabis market
5 Lesser-Known Types of Commercial Insurance Every Business Owner Should Consider
As a business owner, you likely already know the importance of commercial insurance. However, there are many lesser-known types of
Lounge Updates for Cannabis Businesses
Matt Haney recently introduced Assembly Bill 374, which would allow cannabis retailers in California to operate kitchens and host live