BLOG

5 Strategies for Minimizing the Risk of a Product Liability Claim

Justin Manning February 20, 2019

Nearly every manufacturing company will face a product liability claim at some point. Whether or not you’re found at fault, the financial burden of investigating and defending a claim can be significant. With careful planning and reliable product liability insurance, your business will be better equipped to respond, react, and

An Industry-by-Industry Guide to Professional Liability Insurance

Dylan Swarts February 13, 2019

From architects to tech consultants, businesses providing professional services face risks that aren’t covered by Commercial General Liability (CGL) insurance. Professional liability insurance, also known as errors and omissions (E&O) insurance, fills this gap by protecting against claims of negligence, misrepresentation, or failure to perform professional duties. Who Needs Professional

How the “Remote Employee” Impacts Your Workers’ Compensation Coverage

Dylan Swarts February 6, 2019

With telecommuting becoming increasingly common, businesses are leveraging this flexibility to build top-performing teams by removing geographical limitations and expanding their talent pools. In 2016, 43% of workers telecommuted, and that number continues to rise. But what does this trend mean for your workers’ compensation coverage? As more employees work

The National Impact of the California Consumer Privacy Act | Cyber Liability Insurance Edition

Tim Shank January 29, 2019

In the past year, a new digital security baseline has been established, complicating compliance and making it more critical than ever. But how does it affect your business? The answer is: very likely. As regulations evolve, every boardroom and strategic planning session should include discussions about risk, responsibility, and cyber

How to Protect Your Business Income from Shutdowns

Tim Shank January 18, 2019

As the federal government shutdown continues, many of us in the private sector carry on with business as usual. But what if a shutdown doesn’t just impact the government? What if it’s your business and employees who are affected? If your business experiences a temporary suspension of operations, are you

Restaurant & Bar Entertainment That Can Lead to Lawsuits

Justin Manning January 14, 2019

As a restaurant or bar owner, your skills in handling diverse situations are unmatched. Whether you’re dealing with fake IDs, managing rowdy patrons, or celebrating birthdays with guests, no two nights are the same—and that’s what makes it exciting! The Importance of Innovation Daily specials like “Taco Tuesday” are great

How to Strategically Shop for Multiple Insurance Quotes

Tim Shank January 4, 2019

You may have worked with the same agent for years but are curious about other options that could save you money, improve coverage, or offer value-added services. Or perhaps you’ve tried getting quotes from multiple brokers in the past but found the process frustrating. Managing this process strategically is key

5 Ways Your Insurance Changes When Your Revenue Skyrockets

Dylan Swarts December 27, 2018

Is 2019 shaping up to be a more profitable year for your company? Congratulations! Reaching new revenue milestones, especially the $1 million mark, often brings shifts in how your business is insured. As your revenue grows, your business becomes a larger target for insurance claims, and it’s important to adjust

Four Assets That Need an Annual Insurance Review

Justin Manning December 20, 2018

As a business owner, it’s important to monitor your insurance policies to ensure you have adequate coverage in the event of a loss. This is especially true if you have large assets that are at risk during your business operations. The insurance design specialists at Swarts Manning & Associates can’t