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5 Ways to Minimize Risk at a Company “Christmas” Party
It’s the season for celebrations, and many businesses throw a Christmas party at the end of the year. These gatherings allow employees to enjoy food, drinks, and games as they unwind from a busy year. However, as a business owner, it’s essential to consider the potential risks associated with these
Background Screening Your Job Applicants
Background screening of prospective employees is an essential risk management tool that can reduce employee turnover, deter theft and embezzlement, and prevent litigation over hiring practices. Although background checks come with some costs, hiring without screening could lead to far greater financial losses, including the cost of recruiting, hiring, and
Job Site Cellphone Use: Safety Risks and Liability
Mobile technology can be a valuable tool for the construction industry, but on job sites, cellphones can pose significant safety risks. While they are useful for communication, cellphones distract workers from potential hazards and essential safety practices. Although OSHA does not have specific regulations on cellphone use, employers can still
Cryptocurrency for Businesses: Opportunities and Risks
While cryptocurrency can be exciting and potentially lucrative, understanding how it works—along with its benefits, drawbacks, and risks—is crucial for businesses. How Do Cryptocurrencies Work? Cryptocurrencies may seem complex, but they function similarly to traditional currencies, holding value and having exchange rates and limited supply. However, most cryptocurrencies are decentralized
How California’s New Wildfire Risk Scoring Is Reshaping Commercial Property Insurance
How is California’s changing wildfire risk scoring affecting commercial property insurance? In many cases, carriers are looking more closely at
Should Your CPA and Insurance Broker Work Together? Why It Matters for Business Owners
Most business owners assume their advisors are aligned, but in reality, your CPA and your insurance broker are usually working
Why a Bigger Broker Doesn’t Mean a Better Price
If you’ve ever shopped for commercial insurance, you’ve probably heard the pitch from a large national brokerage: “We place billions of
Captive Insurance Explained: When It’s Time to Take Control of Your Risk
Many companies are already paying for their own losses. Large deductibles, rising premiums, and unpredictable renewals often mean businesses are
Celebrating a Legacy of Partnership and Rising Talent at UNLV
At Swarts Manning, we are proud to mark a meaningful milestone in our ongoing relationship with the University of Nevada,
Why AI Is Changing the Cyber Insurance Conversation
If you’ve been watching the AI space this month, you may have caught headlines about something called Claude Mythos, a
