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Risks with Products in Storage or Transit

Joel Alberto April 27, 2023

The spirits industry is a complex and highly regulated field that requires meticulous attention to detail, particularly when it comes to the storage and transit of products. Businesses in this industry face several significant risks when their products are stored or transported. One of the main risks is the sensitivity

73% of Organizations Hit by Ransomware in 2022

Dylan Swarts April 4, 2023

Seventy-three percent of organizations reported being hit with at least one successful ransomware attack in 2022, and 38% said they experienced two or more attacks, according to Barracuda Networks’ 2023 Ransomware Insights report. The report revealed that organizations facing multiple attacks were more likely to pay a ransom to restore

Equipment Breakdown Insurance Overview

Joel Alberto April 4, 2023

Running a business involves a multitude of risks, but one of the most significant threats is equipment breakdown. Businesses depend on equipment to function properly and maintain a consistent revenue stream, making any breakdown a potentially devastating financial challenge. However, with equipment breakdown insurance, you can protect your business against

CA Cannabis Protection Bill Introduced

Bryce Shank March 28, 2023

California Assembly Member Reggie Jones-Sawyer recently introduced Assembly Bill 1610, aimed at protecting cannabis consumers and the legal cannabis market by improving testing and labeling standards. This bill represents Jones-Sawyer’s effort to maintain the high quality of California cannabis products while ensuring public safety and transparency. A growing concern in

5 Lesser-Known Types of Commercial Insurance Every Business Owner Should Consider

Dylan Swarts March 21, 2023

As a business owner, you likely already know the importance of commercial insurance. However, there are many lesser-known types of coverage that you might not be aware of. Here are five types of commercial insurance that every business owner should consider: Cyber Liability Insurance Cyber attacks are becoming increasingly common

Lounge Updates for Cannabis Businesses

Bryce Shank March 14, 2023

Matt Haney recently introduced Assembly Bill 374, which would allow cannabis retailers in California to operate kitchens and host live events at their stores. The bill aims to remove some of the most significant restrictions on cannabis consumption lounges. It would permit dispensaries to serve prepared foods and coffee, as

Welcoming Our Newest Shareholder

Justin Manning March 9, 2023

We’re thrilled to welcome Dylan Swarts as the newest shareholder to our business. Dylan recently returned to Swarts Manning after receiving his MBA from BYU. His experience and expertise will help us grow and innovate as we continue to strive toward our goals. We look forward to this exciting new

Insurance Requirements for Contractors and Construction Companies

Dylan Swarts March 7, 2023

As a contractor or construction company, understanding the necessary insurance requirements is crucial to protect your business from potential liabilities. Here are some of the key insurance policies contractors and construction companies typically need: General Liability Insurance This policy covers damages and injuries to third parties, including clients, customers, vendors,

Property Coverage Basics

Joel Alberto February 24, 2023

As a spirits industry professional, your business is built on a foundation of hard work, passion, and dedication. However, unforeseen events like fires, natural disasters, or other calamities can strike at any moment and cause significant financial loss. That is where property coverage comes into play. Property coverage is an