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The Benefits of Umbrella Insurance
Umbrella insurance is a type of liability insurance that provides additional coverage beyond the limits of your standard insurance policies. While it’s not a requirement, having umbrella insurance can offer added protection for your business and peace of mind for you and your employees. Here are just a few of
Top Misconceptions About Commercial Insurance and How to Avoid Them
Commercial insurance is a crucial aspect of running a business, yet many entrepreneurs and business owners have misconceptions about what it covers and how it works. Clearing up these misconceptions can help you make more informed decisions about your insurance coverage and better protect your business. “Commercial insurance covers everything.”
Cyber Liability Checklist
Hackers are thriving in our digitally-reliant workforce, causing a flurry of cybersecurity concerns for businesses nationwide. Ransomware attacks have been rising each year, resulting in claims for malware attacks, funds transfer fraud, data breaches, pretexting attacks, compromised business emails, and more to skyrocket. Recovering from cyberattacks is expensive and can
The Risks of Being Underinsured in Your Business
First Rule of Sound Risk Management: Don’t Risk a Lot to Save a Little Being underinsured is a common issue among business owners, and it can have serious consequences if something unexpected happens. Underinsurance occurs when a business owner does not have enough insurance coverage to fully protect their assets
Winery Risk Insights
Owning a winery can present a variety of often overlooked risks that pose serious threats to your business if they remain unaddressed. Producing wine is a delicate and intricate process that includes distinct threats to your business. By purchasing proper coverage and implementing good risk management programs, wineries can successfully
What is Builders Risk?
Builders risk insurance is a type of insurance coverage that protects construction projects and the materials being used in those projects. It is designed to cover the loss or damage of materials, equipment, and structures during the construction process. There are a few key aspects of builders risk insurance that
Is it Mandatory to Have Insurance as a Gaming Business?
The United States is one of the leaders in the global gaming industry. Nevada is at the heart of this with multiple casino properties throughout the state. These properties can feature everything from blackjack tables to sportsbooks allowing money to pass through many hands. As a business owner, your insurance
3 Reasons Big Businesses Need General Liability Insurance
General liability insurance protects your business from property damage and bodily injury. Although many big businesses know it’s important to have this type of insurance, they may not know why it’s so important. Advertising ClaimDid you know your general liability insurance protects you and your staff from libel, slander, and
What Types of Insurance Should a Restaurant Have?
Las Vegas is quickly turning into one of the foodie capitals of the world. The Strip has been popularized by celebrity chefs, one-of-a-kind restaurants, and even famous bars serving iconic dishes. If you are a current business owner or are considering opening your own eatery, insurance is a must-have to
The Hidden Fire Risk in Your Home: Lithium-Ion Batteries and How to Protect Your Property
Lithium-ion batteries power nearly every rechargeable device in a modern home. Phones, laptops, cordless tools, e-bikes, e-scooters, robotic vacuums, electric
Roof Maintenance: Protect Your Property and Your Investment
Your roof protects nearly every major component of your property, which means a small roofing problem can quickly turn into
How California’s New Wildfire Risk Scoring Is Reshaping Commercial Property Insurance
How is California’s changing wildfire risk scoring affecting commercial property insurance? In many cases, carriers are looking more closely at
Should Your CPA and Insurance Broker Work Together? Why It Matters for Business Owners
Most business owners assume their advisors are aligned, but in reality, your CPA and your insurance broker are usually working
Why a Bigger Broker Doesn’t Mean a Better Price
If you’ve ever shopped for commercial insurance, you’ve probably heard the pitch from a large national brokerage: “We place billions of
Captive Insurance Explained: When It’s Time to Take Control of Your Risk
Many companies are already paying for their own losses. Large deductibles, rising premiums, and unpredictable renewals often mean businesses are
