You have always provided for your family – why not provide life insurance for them if something should happen to you prematurely. 

Our life and health experts will help you get coverage that is right for you and your family. 

Types of Life Insurance:

Term Life
Term life is the least expensive option and can be an affordable solution for your family. Terms of 1 – 30 years are available. Term policies typically pay only if death occurs during policy term, however there are options that have living benefits as well. Premium is typically level throughout the term of the policy. 

Whole Life
Whole life policy lasts until the policyholder dies. Premium and payout is fixed the entire life of the policy. Premium is higher compared to term life because it has a guaranteed payout. Cash can be borrowed and withdrawn from policy. There are various versions of a whole life policy such as Universal Life, and Variable Universal Life. Talk to one of our life insurance experts to learn more. 

Key-Person Life
Key-Person life is typically a term policy that business owners can purchase for key people in the business. The benefits are paid to the company so that the business can survive the loss of its key person. 

Group Term Life
Group term life can be purchased as an employee benefit paid for by the employer or as a voluntary option in which the employee pays the premium. This in an affordable way to offer guaranteed issue coverage to your employees who may not otherwise be eligible to purchase life insurance.